Guwahati | October 30,2025 | Sky Link Times
AA-MMLSAY:
In a landmark move to strengthen state healthcare access, the Assam government has launched a cashless medical treatment facility for its employees, pensioners, and their dependents under the ‘Ayushman Asom Mukhya Mantri Lok Sevak Arogya Yojana AA-MMLSAY
The scheme was officially rolled out by Chief Minister Himanta Biswa Sarma, who announced that beneficiaries can now avail of cashless treatment at empanelled hospitals across Assam and major corporate hospitals nationwide.
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From Reimbursement to Cashless Treatment
Earlier launched in 2023 as a reimbursement-only model, the AA-MMLSAY scheme has now transitioned to a cashless mode—a major reform aimed at easing the financial burden of healthcare costs.
> “Employees and pensioners can now receive treatment without worrying about arranging funds. To ensure a smooth transition, the reimbursement system will continue in parallel,” said Chief Minister Sarma.
So far, over 2.23 lakh employees and 6,172 pensioners have registered under the scheme, with the government already reimbursing ₹65 crore—a sharp rise from the previous annual average of ₹17–18 crore.
Self-Sustaining Model, Not Dependent on Centre
Unlike the Ayushman Bharat Jan Arogya Yojana, which is centrally funded, the Mukhya Mantri Lok Sevak Arogya Yojana is self-sustaining, financed through contributions from employees. According to Sarma, the scheme is expected to eventually cover 7–8 lakh beneficiaries across the state
Key Benefits of AA-MMLSAY
Financial Coverage: Cashless treatment up to ₹5 lakh per family per year.
Wide Network: Access to empanelled hospitals within Assam and leading hospitals across India.
Online Process: Registration, claim submission, and status tracking are all available through the official portal mmlsay.assam.gov.in.
Flexible Reimbursement: Continued reimbursement support during the transition phase.
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Eligibility and Registration
The scheme covers Assam government employees, pensioners, and their dependents who are permanent residents of the state. Applicants must register on the official portal, providing details such as Aadhaar, employment ID, and domicile proof.
For assistance, a toll-free helpline (1800-309-3945) has been set up for claim-related and registration queries.
Further details and application forms can be accessed at:mmlsay.assam.gov.in.
Future Plans: Assam Pay Commission Coming Soon
During the launch, Chief Minister Sarma also announced that the Assam government will soon constitute its own Pay Commission, ensuring that state employees receive benefits in line with Central government standards.
The introduction of AA-MMLSAY is seen as a major milestone in Assam’s health governance, offering both financial protection and equitable access to healthcare for lakhs of public servants.
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