New Delhi | May 9,2026 | SKY LINK TIMES
Jan Suraksha Schemes Cross 94.5 Crore Enrolments:
The Centre’s flagship Jan Suraksha Schemes have achieved a major milestone by recording 94.5 crore cumulative enrolments over the last 11 years, according to government data released on Saturday.
Launched on May 9, 2015 by Prime Minister Narendra Modi, the three social security schemes — Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY) — were designed to provide affordable insurance and pension coverage, especially to economically weaker and underserved sections of society.
Table of Contents
Massive Growth in Social Security Coverage
According to official figures till April 30, cumulative enrolments under PMJJBY have crossed 27.43 crore, while PMSBY has recorded more than 58.09 crore enrolments. The Atal Pension Yojana has enrolled over 9.04 crore subscribers.
The schemes were introduced to strengthen financial inclusion and offer protection against financial uncertainties through low-cost insurance and pension benefits.
Finance Minister Nirmala Sitharaman highlighted the achievements of the schemes on their 11th anniversary and said the initiatives reflect Prime Minister Modi’s vision of extending social security benefits to every section of society.
Insurance Claims Worth Thousands of Crores Settled
The Finance Minister stated that the PMJJBY scheme has settled claims worth more than Rs 21,500 crore, benefiting over 10.7 lakh families across the country.
Similarly, the PMSBY scheme has settled claims amounting to nearly Rs 3,660 crore for over 1.84 lakh families.
Sitharaman appreciated the efforts of banks, insurance companies and field-level workers who contributed to the success of the schemes over the last decade.
“As we mark the 11th anniversary of the Jan Suraksha schemes, heartfelt appreciation for all stakeholders whose dedicated efforts have made these schemes a huge success,” she said.
Also Read:https://skylinktimes.in/vijay-stakes-claim-to-form-tamil-nadu-govt/
Digitisation Makes Enrolment Easier
Union Minister of State for Finance Pankaj Chaudhary said the primary objective of these schemes is to provide insurance protection and pension support to the poorest sections of society.
He noted that digitisation and simplification of procedures have played a major role in expanding the reach of the schemes.
The launch of the online Jan Suraksha Portal has enabled citizens to enrol digitally without visiting bank branches or post offices. The digitisation of claim settlement processes has also ensured quicker financial assistance to beneficiaries and bereaved families.
Strengthening Financial Inclusion in India
The Jan Suraksha Schemes are considered among the government’s biggest financial inclusion initiatives aimed at expanding India’s insurance and pension coverage.
By providing affordable protection against accidents, death and old-age insecurity, the schemes continue to support millions of families while promoting long-term financial resilience across the country.
For More Info Stay Tuned: https://skylinktimes.in
